Property insurance is advisable for all industries irrespective of their size to insure themselves from accidents and calamities in an uncertain future (Industrial Units/ offices, /hotels/shops/dwellings, utilities/stores)

Risks that can jeopardize life and property of an organization and can be anything from fire, lightning, explosion / implosion, impact damage, aircraft impact, bursting / overflowing of water tanks / pipes / apparatus, sprinkler leakage, storm, cyclone, typhoon, hurricane, tempest, tornado, flood, inundation, subsidence, landslide (including rock slide), riots, strikes, malicious damage.

Unwanted fires may have multiple consequences, damage to human life and health, property damage, business interruption, and environmental pollution. On 4 factories that get burn, 3 cannot restart their activity. Industrial Units often close down following such loss due to lack of adequate insurance and as they are unable to procure the much needed funds to repair the loss/damage suffered.

Our Standard Fire, Burglary and Loss of Profit policy covers insurable property on named perils basis. Alternatively, we can insure risks under Property All Risks Forms that provide very wider coverage on open perils basis. These forms cover all the causes of loss not specifically excluded. We can offer you specific product as well to cover the loss of income you may face following a claim.

This insurance policy covers losses in the stationary and movable assets (Enterprises and Individuals)


  • Building and its contents
  • Burglary
  • Machinery
  • Furnishings
  • Houses and furniture
  • checks Loss of Rent as per Rent Clause
  • Breakage of Fixed Glass and Sanitary Fixtures
  • Property Owners Liability
  • Accidents to Domestic Servants


  • Building and its contents
  • Fire
  • Lighting, Storm, Hurricane, Flood and Inundation Impact damage
  • Earthquake, Subsidence and Landslide, Demolition, Contraction, Structural alterations
  • Explosion / implosion
  • Riot, strike and malicious damage
  • Bursting, overflowing of water tanks, apparatus and pipes